A lot depends on how carefully we plan our actions.: sometimes you anticipate the risk, sometimes you don't, but the desire to be prepared is always justified. Any little thing can play an important role.
That's why I prefer to anticipate possible obstacles in advance — on a winter road, snow chains may turn out to be exactly the little thing that will solve everything.
Sometimes we encounter circumstances that go beyond the usual scenario: something unexpected that requires quick adaptation. Not only experience is valuable, but also the availability of tools that can help you cope with the situation.
That's why I always think about the practicality of preparatory measures. For example, in winter, it is important to have snow chains — any unexpectedly slippery section of road will then not become a critical obstacle.